Print out the form below and keep it for your personal use, by completing the income and repayment review below you will be able to calculate the amount you can afford to repay.

If you have completed 'How serious are your debts', you are now very aware of the problem.

On a much brighter note, let's work out the monthly amount you can afford to pay back.

• Fill out the Income and Expenditure review below.
• Don't include any of the unsecured debt repayments.
• The monthly balance figure is the amount which could be offered to your creditors.

This figure would be the basis of a new legal Arrangement-

• One affordable monthly payment will cover all your creditors.
• The creditors agree to stop any further demands, letters, phone calls and legal actions.
• They will also stop the interest charges (preventing your debts from ever increasing).
• Best of all (to save creditors' administration costs)-you only have to pay the lower payments for an agreed time, the balance of debt is then legally written off.

It is an amazing piece of legislation and was actually introduced in 1986. It's designed to help you and your creditors.

Your creditors now 'legally' understand the difficulties, circumstances and problems. They save the time and costs in pursuing you for money you don't have-and accept greatly reduced payments which are possible.

We speak with over 500 people a week with serious debt problems. It is with great thanks to our clients-having gained all the experience and success in dealing with every type of financial problem, creditor and situation-we have become leading specialists in the UK in organising this legislation with outstanding results.

Now you have a clearer picture of the amount you can afford-we can explain exactly how this legislation will work for you.

Please let us give you all the advice and assistance you need to put a new legal arrangement in place. You can end all the pressure , significantly reduce your debts, stop the interest and have a high percentage of your debts written off-legally, with the full permission of all your creditors.

CLICK HERE FOR THE FORM